Information | |
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has gloss | eng: Consumer finance in the most basic sense of the word refers to any kind of lending to consumers. However, in the United States financial services industry, the term "consumer finance" often refers to a particular type of business, sub prime branch lending (that is lending to people with less than perfect credit). This branch of the financial services industry is more extensive in the United States than in some other countries, because the major banks in the U.S. are less willing to lend to people with marginal credit ratings than their counterparts in many other countries. Examples of these companies include American General Finance, Inc.,Duvera Financial, Inc., Lendmark Financial Services, Inc., HSBC Finance, CIT, CitiFinancial, Wells Fargo Financial, and Monterey Financial Services, Inc. |
lexicalization | eng: Consumer Finance |
instance of | e/Financial services |
Meaning | |
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Indonesian | |
has gloss | ind: Pembiayaan konsumen adalah kegiatan pembiayaan untuk pengadaan barang berdasarkan kebutuhan konsumen dengan pembayaran secara angsuran . Pembiayaan konsumen termasuk ke dalam jasa keuangan dan dapat dilakukan baik oleh bank ataupun lembaga keuangan non-bank dalam bentuk perusahaan pembiayaan. |
lexicalization | ind: Pembiayaan konsumen |
Japanese | |
has gloss | jpn: 消費者金融(しょうひしゃきんゆう)とは、消費者信用のうち、個人への金銭の貸付け(小口融資)のこと。 |
lexicalization | jpn: 消費者金融 |
Korean | |
has gloss | kor: 소비자금융(消費者金融)은 할부금융회사 혹은 카드회사가 소비자들에게 지급하는 신용 대출이다. 소비자가 주택·악기·사무용품·가전제품·자동차 등 고가의 제품을 구입할 때 이들 금융기관이 소비자를 대신하여 대금을 판매회사에 먼저 지급한다. 이후 이들 금융기관은 소비자로부터 원금과 수수료를 매달 혹은 분기별로 나누어 받는다. 정부에서는 보통 경기가 하락했을 때 경기부양책의 하나로 이 제도를 확대한다. |
lexicalization | kor: 소비자금융 |
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