e/PINsentry

Information
has gloss	eng: The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authenticating users and transactions in online and telephone banking. It was also adopted by Visa as Dynamic Passcode Authentication (DPA) . The CAP specification defines a handheld device ("CAP reader") with a smartcard slot, a decimal keypad, and a display capable of displaying at least 12 characters (e.g. a starburst display). Banking customers who have been issued a CAP reader by their bank can insert their Chip and PIN (EMV) card into the CAP reader in order to participate in one of several supported authentication protocols. CAP is a form of two-factor authentication as both a smartcard and a valid PIN must be present for a transaction to succeed. Banks hope that the system will reduce the risk of unsuspecting customers entering their details into fraudulent websites after reading ‘phishing’ emails.
lexicalization	eng: Chip Authentication Program
lexicalization	eng: PINsentry
instance of	(noun) a plastic card containing a microprocessor that enables the holder to perform operations requiring data that is stored in the microprocessor; typically used to perform financial transactions smart card